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Creating
Overflow

Building Financial Resilience Through Wise Stewardship and Thoughtful Investing.

Creating Overflow grew out of my own journey of learning to invest — the successes, the mistakes, the lessons, and the questions I learned to ask along the way. It's about building financial confidence, thinking carefully about risk, and learning how money might be used to build both capital and income over time.

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Carolyn Mowat
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Start with the Book

Creating Overflow tells the story of how and why I began learning to invest, what I discovered along the way, and how those lessons eventually led me to develop a framework for carefully building capital and income.

It isn't a step-by-step guide to investing. Instead, it introduces the thinking, principles and values behind Creating Overflow — and the lessons I learned from both the things that worked and the things that didn't.

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Creating Overflow book
What is Creating Overflow?

Not about getting rich.

“Creating Overflow isn't about getting rich. It's about creating increasing freedom, one wise decision at a time.”

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A simple path through everything

1. Read the book

The story and the thinking behind Creating Overflow.

See the eBook

2. Attend the webinar

Understand the strategy and the thinking behind it.

Register for the webinar

3. Join the workshop

Explore how to put the principles into practice.

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Free resource

Get the Creating Overflow Safety Protocols sheet

A practical checklist of security steps to consider before you begin investing or open a new investment account.

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Who is Carolyn?

Meet Carolyn Mowat

Carolyn Mowat is the author of Creating Overflow, the story of her journey into investing and the lessons that eventually led her to develop the Creating Overflow framework.

After raising eleven children on one income, Carolyn knew a great deal about budgeting carefully, stretching money and making thoughtful financial decisions.

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Carolyn Mowat